by Devina    Published on December 26th, 2012   and last updated on April 29th, 2013

Top 10 Best Online Payment Gateways In India

For operating an e-commerce website, online payment gateway is required for collecting the funds on website concerned to some products and services for the payment made by customers. Such payment gateways are beneficial for paying money easily without inessential troubles. The following are the important types of online payment gateways.

CC Avenue

CC Avenue

It processes on almost all types of cards, and also allows bank transferability and USD payment. At present ccavenue is not an expensive mode of gateway. CCAvenue  is a gateway is the largest payment gateway in India with lowest processing rates and vast number of payment options with comparing to other gateways. Morethan 100 payment options are available in ccavenue gateway. CCavenue is considered as the best and trusted company in cash dealings. CCAvenue  provides  secure link(SSL) in between the websites, various Credit Card issuing authorities, leading Banks and the payment gateway providers.  Another noted feature of CCAvenue is real time payment transaction validation for various Credit Cards, net banking, debit cards, cash cards and mobile payments.



Transecute is a payment gateway is the most liked gateway which everyone likes to prefer as the service it offers. The Transecute payment does not charge fees or withdrawing charges. The charges prefixed for the transaction is about 5% which can be benifitted through master and visa cards. It is processed within 15 days and one can withdraw weekly. If the transaction is countermanded  it will also refund the tax which has been collected.



EBS is compact,authentic providing inexpensive plans to gateway services . EBS is further accumulated with divisional plans comprised of discounts. Also we can select from customer plans supported with your necessities.



Paypal is one of the important gateway. The person dealing with international clients are benefitted through such type of gateway. It also offers currency conversion facility,cost of transaction with providing additional fees as it does not link with Indian currency.



DirectPay is a fast and efficient mode of gateway. Such gateway also offers money for configuration and to set up retail stores based on the money you pay.

ICICI Payseal

ICICI payseal

ICICI Payseal initiated by ICICI bank hence it’s transaction fees is much low. Integrated with Java technology it requires long time for creating an agreement.

ABC Payments

ABC Payments

ABCpayments is an IndiaMart gateway. It accepts online bank transfers, credit cards and prepaid cash card payments from  customer . Besides these it also provides free shopping carts, invoice management etc.


paysignet online payment

Paysignet is most reliable among all national and international cards but it requires to pay for the facilities it offers. For setting up an account one needs to pay half of the amount. And the another half amount is paid at the time of website making .

HDFC Payment Gateway

hdfc bank payments

It is launched by HDFC bank It’s services are yet authentic and the application is processed within 3 weeks. The payment fees is of 3.5-6%.



Indiapay accepts all cards which offers collecting payments from international payments. Besides this it also supports comprehensive API and manages fraud and risks.

55 thoughts on “Top 10 Best Online Payment Gateways In India

  1. jaysongi
    February 21, 2013 at 6:23 pm

    Informative article, totally what I needed. Thanks..

    1. Simon
      July 23, 2013 at 10:27 pm

      Hey guys,
      does anybody know a good gateway for herbal supplements for men? As it seems like it’s a bit sensitive topic and I’m struggling to find the one which would approve the website.

  2. Ahammed
    March 2, 2013 at 3:54 am

    I think good is paypal… We can trust this company..

  3. Bhishm Singh
    March 5, 2013 at 12:46 pm

    BuyTechDeals. com (a Deal site which offers discounts on softwares/platforms) – has good offers for payment gateway.

    1. prabhat tiwari
      September 24, 2013 at 9:19 pm

      I am looking for a gatway to charge my US and Canada customers.


      1. shimoni
        November 13, 2013 at 9:30 am

        kindly provide your contact details to discuss in detail for your requirement.

        Thanks & Regards
        Shimoni Sanghvi

        1. Anonymous
          December 11, 2013 at 11:45 am

          hi iam looking for gateway to charge my oversees clients …kindly call to discuss in details


          1. sk ankuraj
            December 24, 2013 at 10:47 pm

            i think , i can help you with this.plz contact me for more information.

        2. Robbie G
          February 16, 2014 at 1:03 am


          We are looking for payment gateways in India for our overseas clients. Any help would be much appreciated.

          Thank you

          1. CharanJ
            May 28, 2014 at 11:44 am

            EBS is a pioneer to associate with multiple acquiring Banks for providing Payment Gateway services to offer Master, Visa, AMES, JCB, Diners, Net Banking & Cash Card brands on a single platform. Once you place the order your gateway will activated in 24 hours.

  4. Dharun
    March 18, 2013 at 10:54 am

    thankyou bhai for giving proper direction about best online payment gateways in our india. ccavanue is my choice. They are great service provider. better speed payment.

  5. Anonymous
    March 22, 2013 at 12:24 pm

    Best Online Payment Gateways is good post

  6. Payment Gateway
    April 11, 2013 at 8:16 am

    Indeed a nice post and I really like reading High Risk and Off Shore Merchant Accounts, Payment Gateway Services related stuff on the web. You have beautifully explained the importance and updated news on the Payment Gateway Services. Keep up the nice posting.

    1. Vishal Rajput
      July 6, 2013 at 4:08 pm

      thank you for giving proper direction about best online payment gateways ,Informative article

  7. Ramesh
    April 17, 2013 at 5:49 am

    We are looking for payment gateway for mocdoc .in we heard payu is good – any issue with them?, what about axis bank payment gateway? Please let us know.

    1. NC
      April 29, 2013 at 7:04 am

      payu is one of the trusted payment gateway. You can go ahead with payu.

  8. tulasi
    May 14, 2013 at 7:02 pm

    CCAvenue found more better than all. very speed payment gateway in India.

  9. Anonymous
    June 5, 2013 at 3:52 am

    CCAvenue is top in world…

  10. Anonymous
    June 18, 2013 at 9:32 am

    CCAvenue is top in world..

  11. Anonymous
    June 28, 2013 at 1:06 pm

    All are good.

  12. Ben
    July 8, 2013 at 9:14 am

    CCAvenue has the highest success rate. I have used many others, but have found CCAvenue to be the best. More payment options best success rate.

  13. Pratyush Gaur
    July 15, 2013 at 6:54 pm

    Times of Money Payment Gateway. Part of Times Group. 5 Credit Cards, All Indian Debit Cards and 36 Net Banking options. 9 Banks EMI.

  14. vinay
    July 19, 2013 at 4:27 pm

    CCavanue is the best payment gateway in India..

  15. shamsher rawal
    July 29, 2013 at 5:11 am

    wo says that pay pal is a good one,.. i dont think so…
    i am still confused which payment gateway to use.. plese suggest which is to be trusted.

  16. Jessica Mendez
    August 20, 2013 at 7:23 am

    Atom payments (Atomtech . in) is also best payment in india. They offer payment facilities over Internet, IVR, Mobile Applications and POS using Credit/debit card, net banking; cash/prepaid cards and IMPS with various sectors spanning across Government , Utility, BFSI, DTH, Education, Entertainment, Retail, Travel and Tourism, Telecom and Subscription space.

    1. atul
      December 19, 2013 at 11:58 am

      how can i talk to agent

      1. kabir
        April 6, 2014 at 5:09 pm

        Kindly call me for solution we are working with across globe as individual processor solution provider. With 67 Internation processor.

        With best service and less charges ever

  17. Sambhrant
    August 20, 2013 at 9:38 am

    Zaakpay is the best Payment Gateway in India with 50 banks, all cards and even Mobile Payments. They are also funded by Sequoia Capital.

  18. Sanu
    September 12, 2013 at 1:24 pm

    I prefer CC Avenue because they are providing good service

  19. Girish
    September 29, 2013 at 7:36 am

    Thanks for the info.
    Is there a limit or % of transacted value as a processing fee as prescribed by the RBI to the payment gateway service providers. Whenever an online transaction is made a transaction fee/ convenience charge levied on it. Hence wanted to know if there is any guidelines to charge it.

  20. Guru
    October 7, 2013 at 12:08 pm

    CC Avenue is provide a good services..My option is CC Avenue

  21. Vikas Mishra
    October 10, 2013 at 11:37 am

    I am amazed that no one know about billdesk… the most widely used payment gateway in india.

  22. Anonymous
    October 17, 2013 at 7:17 am


  23. Anonymous
    November 12, 2013 at 5:34 am

    Can U say what are the Transactions of this websites wud charge

  24. Nagarajan
    November 16, 2013 at 9:37 pm

    Ccaveue is best payment gateway.

  25. mishra
    December 17, 2013 at 1:19 pm

    Hi this side amit mishra am loking a gateway but am starting a new work from home so tall me a rit option. And gateway providor number and esay to way

  26. Manu
    December 23, 2013 at 6:10 pm

    If you are looking for a plugnplay payment gateway you can try payupaisa

  27. Anonymous
    December 26, 2013 at 1:23 pm

    all is good

  28. raju
    January 2, 2014 at 3:21 pm

    I am new to payment gateway. can any body suggest me r payment gateway solution for Electricity Bill payment. How this will be done

  29. annonymous
    January 15, 2014 at 10:55 am

    well i think zaakpay payment gateway should be on the top of the list amongst all gateway. for quick approval and better deal…

  30. Anindhar K
    January 23, 2014 at 5:53 am

    we can simply choose an ECommerce payment gateway For sales. This should be for within the India. e-commerce payment gateway is very very important for online sales. About me, it is ccavenue i think it is good.

  31. Anish
    January 24, 2014 at 7:36 am

    You can try out fethr… fethr lets any merchant start accepting payments in less than 3 days all you need to do is register on fethr ,submit the online activation form and choose your payment app start accepting payments. fethr currently supports all major Master Visa credit and debitcards and netbanking of 8 major banks.

  32. Nibin K
    February 7, 2014 at 5:44 am

    Thankyou for providing the list of Most Popular Online Payment Gateways in India. I will keep in mind this always because this popular list is very very useful for me. I am going to start a e-commerce business and now i am finding the best online payment gateway available in India. So thanks a lot bro.

  33. Anonymous
    February 7, 2014 at 5:48 am

    Payu,citrus, Paytm are my favorite

  34. Priyesh
    February 7, 2014 at 11:46 am

    I am very much satisfied to give us the list of Top 5 Payment Processing Gateways in India and this list payment gateway providers in india is very very useful to me and my company. I opted ccavenue as my next payment gateway. thanks a lot sir.

  35. Athul arjan
    February 8, 2014 at 2:56 pm

    Kindly help me to choose an ecommerce payment gateway for my new domain. I am Athul Arjan from surat.

  36. rahul roy
    February 27, 2014 at 4:07 pm

    i am looking for a payment gateway for job portal…like resume selling….can you plz tell me which payment is best for me in resume selling process….

  37. Kuldeep Singh
    March 5, 2014 at 3:10 pm

    Hello Friends. Please suggest me a good payment gateway for my VoIP and calling card business
    to accept the payments from overseas. I am not a registered business in anywhere.
    A helping suggestion will be highly appreciable.

  38. Bharat
    March 24, 2014 at 6:06 am

    Dont go for CC Avenue.. most pathetic service ever seen. They will in touch with u till the time u need gateway once u registr with them none of their peopl will bother about u ….

  39. Janu aggarwal
    March 31, 2014 at 8:24 pm

    Launch your own branded payment gateway.

  40. milap ramavat
    April 15, 2014 at 10:16 am

    i need a payment gateway for my establishment which provides services in overseas countries. suggest me with best

  41. Prabhakaran tanuja
    April 23, 2014 at 8:25 am

    i like payu gateway as a best online gateway in india

  42. shailendra
    May 2, 2014 at 10:16 am

    i need a payment gateway for my resume services

  43. Nicole
    June 12, 2014 at 8:56 am

    You should add paymentz . com to the list too.

  44. Danial
    July 17, 2014 at 11:53 am

    i like ccavenue. thats good payment gateway ever in India

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